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Take Control of Your Healthcare Costs with Flexible Insurance Services

Traditional health insurance plans often leave employers feeling trapped - locked into rigid structures, sky-high premiums, and limited control over their healthcare spending. It's time to break free. The average annual premium for employer-sponsored family health coverage reached $22,463 in 2022, a 6.3% increase from the previous year. (Source: KFF) 
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Upright's Insurance Services offers a refreshing alternative, providing flexible funding options and personalized solutions to help you take control of your healthcare costs and empower your employees.

Fully Insured Plans

 Enjoy the simplicity and predictability of traditional insurance with comprehensive coverage and access to our extensive network of providers. We handle the financial risk of claims, providing you with peace of mind and budget certainty.  

Self-Insured Plans

Take ownership of your healthcare spending and potentially reduce costs by funding your own employee health plan. We provide the expertise and support you need to manage your plan effectively, including claims administration, stop-loss insurance, and access to data analytics to identify cost-saving opportunities. 

Level-Funded Plans

Combine the stability of fully insured plans with the potential cost savings of self-insurance. Enjoy predictable monthly payments and the opportunity to receive refunds if claims are lower than expected, rewarding your investment in employee wellbeing. 

Supplemental Plans

Enhance your existing coverage with supplemental plans that address specific needs, such as dental, vision, disability, and critical illness. These plans provide additional financial protection for your employees and their families, helping them navigate unexpected health events. 

Wellness Tax Incentive Programs

Incentivize healthy behaviors and reduce healthcare costs through tax-advantaged wellness programs compliant with Section 125 of the IRS code. These programs can include health screenings, fitness challenges, smoking cessation programs, and educational resources, promoting a culture of wellbeing within your organization.

Why choose Upright?

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Proven Results

Our clients typically experience a 20-25% reduction in healthcare costs during the first year.
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Data-Driven Approach

We leverage advanced analytics to identify trends, optimize programs, and deliver measurable ROI. 
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Tailored Solutions

We customize our offerings to fit your business size, industry, and goals. 
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Full-Service Partner

From healthcare to HR, we're your one-stop shop for employee wellbeing solutions. 
“Upright Team has been instrumental in helping us provide comprehensive health and wellness benefits to our employees. Their expertise and dedication have made a significant impact on our company culture and overall well-being.”
Marcus Irvin
Vice President, Decker-Howard
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Design a program that supports and enhances employee health.

Schedule a consultation today and let's build a healthier, more productive future together. 
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